Published September 9, 2026 | Madrid, Spain | The Money Wise The JDR Journal™ Reflections on Money, Life & Intentional Living What a month in Madrid is teaching me about family, flexibility, financial discipline, and the freedom to choose how I spend my time. JDR enjoys a sunny day working on her laptop at a picturesque rooftop cafe, overlooking the iconic Metropolis building in Madrid. Her workspace is adorned with a motivational journal and a sleek tumbler, embodying a

Debt & Credit Reset

The Money Wise introduces a practical series to help Canadians move from debt stress to clarity, confidence and a stronger financial future. Published: August 18, 2026 | The Money Wise | hello@themoneywise.ca Debt has a way of becoming bigger than just a number. It can affect how you sleep, what you say yes to, the purchases you postpone, the opportunities you avoid, and even how you feel about yourself. You may know exactly how much you owe, or you might have reached the poi

Master the art of financial wisdom with practical money habits, smarter decisions, and proven strategies to build lasting wealth. Start your journey today.

JDR Page Founder Janeth Del Rosario shares 12 money mindset lessons from a cottage retreat in Northern Ontario, paired with practical TMW Money Tips.

Sometimes the greatest return on investment isn't measured in dollars. It's measured in moments.

Canada Day 2026 falls on Wednesday, July 1, marking 159 years since Confederation. The country is also riding a wave of national pride this summer as Canada co-hosts the FIFA World Cup, with matches taking place in Toronto and Vancouver, making July 1 feel especially significant.

Published: May 5, 2026 | The Money Wise | themoneywise.ca Closing the Books on Tax Season: What’s Next for Your Finances? We made it! The April 30 personal tax filing deadline has come and gone. If you're self-employed, you have until June 15 to file, but any balance owing was still due April 30. For many of you, this season involved a lot of firsts: filing as a freelancer, making your first FHSA contribution, or working with a bookkeeper for the first time. That's huge, and

A little organization now saves hours of stress later, and more importantly, ensures you don't leave eligible credits unclaimed or get caught short in an audit. The system doesn't have to be complicated. One well-maintained folder throughout the year is all it takes.

Galloping Into Prosperity: Celebrate Chinese New Year 2026 🐴

RRSP Deadline – Don't Miss March 2!

Canada's January Job Report: anada lost 24,800 jobs in January 2026, yet the unemployment rate dropped from 6.8% to 6.5%, the lowest since September 2024.

The $30,000 Question: When to Register for HST/GST as a Self-Employed Canadian

Published: January 20, 2026 | The Money Wise | themoneywise.ca Self-Employed Tax Series - Part 1: Vehicle Expenses If you're self-employed and use your personal vehicle for business, you're sitting on one of the biggest tax deductions available to Canadian entrepreneurs. But here's the catch: vehicle expenses are the #1 most audited deduction by the CRA. Why? Because most people claim them incorrectly. This guide breaks down exactly how to claim vehicle expenses the right way

Published: December 30, 2025 | The Money Wise | themoneywise.ca Another year, another financial journey. Whether 2025 felt like a win, a struggle, or somewhere in between, you made it through. And that deserves recognition. This year brought Canadians continued economic pressure: interest rates stayed elevated longer than expected, grocery bills climbed, and housing costs remained a major stress point. But it also brought resilience. You adapted. You made tough choices. You k

crafting personal money strategies doesn’t have to be complicated or intimidating. With a little guidance and some practical steps, you can take control of your finances and build a future that feels secure and exciting.

As Cyber Monday approaches, many shoppers prepare to dive into a world of discounts and deals. It can be easy to get swept up in the excitement, but this day also presents a prime opportunity for smart shopping. With some planning and financial discipline, you can maximize your savings while sticking to your budget. Here are some essential tips to help you navigate Cyber Monday like a savvy shopper. Enthusiastic about Cyber Monday deals, an astute shopper expresses approval a

Benefits of Personal Finance Coaching. Money management isn’t just about numbers; it’s about peace of mind. When you understand your finances, you gain control over your life.

Money doesn’t control us; we control how we use it. When you manage it wisely, budgeting, saving, investing, and planning—you realize financial empowerment is a discipline. Consistency, not perfection, is key. Every small, consistent step compounds & builds confidence. The goal is to build wealth without losing your joy, health, or relationships. You are not behind; you are building. Start where you are, learn what you can, and make one smart decision at a time. Keep learnin

Uncovering the Hidden Power of Budgeting: How to Take Control of Your Finances and See Real Results!